Card processing validating credit cards
For all subsequent installments, the interest shall be computed on monthly rests and the installment shall be debited to the Credit Card on the date of each monthly bill.
The Credit Limit on the Credit Card shall be blocked to the extent of the purchase transaction amount.Billed EMI payments shall not earn any Reward Points.Final approval of Dial/Click an EMI product facility shall be at the sole discretion of Citibank and is subject to the performance on the Credit Card.Goods and Services Tax (GST) as notified by the Government of India, is applicable on the interest component of the EMI, all fees and other charges and is subject to change as per relevant regulations of the Government of India.Per extant Reserve Bank of India (RBI) guideline, no advances should be granted by banks for purchase of gold in any form, including primary gold, gold bullion, gold jewellery, gold coins, units of gold Exchange Traded Funds (ETF) and units of gold Mutual Funds.I further understand and agree to the levy of all additional statutory levies, charges, taxes, Service Tax, as applicable, on all fees, interest and other charges as per the Government of India regulations and agree to pay the same.
* While Citibank will endeavour to issue the Card as per the applicants Indicated choice, Citibank reserves the right to Issue either the Master Card or VISA franchise.
Interest rates as communicated at the time of availing of the product(s) shall be levied/ applicable.
The interest component for the first installment shall be computed from the conversion date to the first billing date for the Credit Card.
Citibank reserves the right to revise the prepayment charges at its discretion, with prior notice via email/letter and such revised charges shall be binding on the Cardmember.
Once the Dial/Click an EMI is preclosed, for any reason, all outstandings including but not limited to the principal outstanding, preclosure charge and the interest for the actual number of days till closure i.e.
I hereby apply for the Issue of a Citibank Card to me and declare that the information included in this application is true and correct and that I am a Resident Indian/Foreign National working in India and that I am eligible to apply for an internationally valid card.