Credit card required dating
You’ll be charged a fee of 2.75% of the value of the transaction.
If the regular monthly fixed amount is more than the statement balance, then the statement balance will be debited from your bank account.If the payment is not enough to pay off all transactions at a particular interest rate, we will pay off transactions charged at that interest rate in the order:- cash advances, cheques, purchases, balance transfers and default sums.Estimated Interest Your monthly statement will tell you the maximum amount of interest you would incur in the following month if you did not use your card again and made the minimum payment on the date it was due.By using our sites and apps, you agree that we may store and access cookies and similar technologies on your device.You can find out more and set your own preferences here.Because of this, you may need to make a further payment to clear your account once you receive your next statement.
Paying early could result in 2 payments being made for the same period and then a missed payment for the next period.
We recommend you set up a Direct Debit to automatically pay at least your minimum monthly payment by the payment due date.
Cash advances When you withdraw cash, you’ll be charged 3% of your withdrawal or £3, whichever is greater.
There’s no interest free period on cash, so you’ll be charged interest from the day you withdraw it until it’s paid off.
However when using credit cards for cash withdrawals or balance transfers, interest charges will normally apply from the date the transaction occurs.